Protect cash, trust and tax funds, payroll, merchant deposits, approvals, access, reconciliations, separation of duties, and source records.
Stressed Business
U.S.-based · Global reach
Debt Restructuring & Consolidation
Stressed hospitality businesses need immediate clarity on cash, obligations, collateral, creditor priority, operating viability, and the changes required to stabilize. Cole builds a current cash-flow view, separates urgent threats from negotiable pressure, identifies operating improvements and restructuring scenarios, and coordinates the business work with qualified legal, tax, lending, and turnaround professionals.
What this work is designed to deliverA fact-based stabilization plan, clearer creditor strategy, and a more sustainable path for the operating business.
Discuss this capability How we help
Senior expertise.
Practical execution.
We separate the operating problem from the capital-structure problem and model what the business can support after credible performance changes. Obligations, collateral, guarantees, maturities, remedies, and stakeholder leverage are organized into scenarios that qualified legal and financial advisers can use for coordinated negotiations.
Our operating approachNo seagull management. We can enter at the diagnostic, planning, implementation, stabilization, or ongoing-advisory stage—and remain accountable through execution, adoption, and a sustainable handoff.
Build a complete obligation register covering balances, rates, payments, maturities, liens, collateral, guarantees, defaults, remedies, and creditor contacts.
Establish current cash capacity and separate viable operating needs from a capital structure the business cannot sustain.
Model consolidation, extension, modification, forbearance, refinance, settlement, asset sale, new capital, and orderly-exit scenarios.
Protect payroll, taxes, trust funds, licenses, insurance, utilities, critical supply, customer deposits, and other high-consequence obligations.
Prepare reliable financials, forecasts, collateral schedules, operating actions, stakeholder priorities, and a controlled information package.
Coordinate negotiations and implementation with qualified counsel, lenders, tax advisers, accountants, investors, and restructuring professionals.
Details that protect the work
What clients cannot afford to discover too late.
Requirements vary by jurisdiction and operating model. We identify the dependencies early, assign ownership, maintain the evidence, and coordinate licensed specialists wherever professional authority is required.
Track filing, payment, lender, covenant, insurance, license, audit, retention, ownership, and related-party obligations with qualified advisers.
Preserve reliable books, close discipline, balance-sheet support, forecasts, documented assumptions, and management sign-off.
Escalate suspected fraud, insolvency, securities, lending, tax, legal, or expert-opinion matters to appropriately licensed professionals.
When to bring us in
Before a decision.
During a transition.
When performance slips.
Build or launch
Get the structure, economics, people, systems, and controls right before opening or expansion.
Fix or stabilize
Step into an urgent gap, stop leakage, restore accountability, and protect the business.
Improve or grow
Strengthen the operating platform before scaling, transacting, refinancing, or adding leadership.
Flexible engagement
Focused project
A defined issue, deliverable, timeline, and implementation plan.
Fractional leadership
Hands-on senior ownership without adding a permanent full-time executive.
Ongoing advisory
Regular operating review, decision support, accountability, and governance.
Cole provides hospitality operating, transaction-preparation, and coordination support. Legal, real-estate brokerage, lending, securities, tax, and other regulated services are performed by appropriately licensed professionals where required.
Step in where it matters