Protect cash, trust and tax funds, payroll, merchant deposits, approvals, access, reconciliations, separation of duties, and source records.
Stressed Business
U.S.-based · Global reach
Stressed Business Stabilization & Turnaround
When a hospitality, retail, or service business is under severe cash, creditor, leadership, labor, landlord, vendor, or operational pressure, delay destroys options. Cole can enter quickly to establish a reliable cash position, identify immediate threats, protect revenue and critical assets, stabilize payroll and essential supply, tighten spending authority, reset operating priorities, create short-interval reporting, and coordinate decisions across ownership, management, lenders, landlords, advisers, and other stakeholders. We connect the turnaround plan directly to daily execution—labor, purchasing, pricing, menu or service mix, hours, locations, contracts, systems, leadership, and accountability—so financial relief is supported by a business capable of sustaining it.
What this work is designed to deliverImmediate control, preserved business continuity, clearer stakeholder priorities, improved cash visibility, and an executable route from crisis toward sustainable operations.
Discuss this capability How we help
Senior expertise.
Practical execution.
We create a short-interval command structure around cash, revenue continuity, payroll, critical vendors, customer commitments, and decision authority. Actions are sequenced by urgency and cash impact, stakeholders receive one reliable fact base, and operating changes are implemented alongside financial negotiations so temporary relief becomes sustainable recovery.
Our operating approachNo seagull management. We can enter at the diagnostic, planning, implementation, stabilization, or ongoing-advisory stage—and remain accountable through execution, adoption, and a sustainable handoff.
Establish daily cash, a 13-week forecast, payroll needs, critical vendors, secured obligations, taxes, licenses, utilities, and immediate continuity threats.
Protect revenue, deposits, systems, customer commitments, employees, inventory, equipment, records, intellectual property, and operating access.
Reset spending authority, labor, hours, menu or service mix, pricing, purchasing, waste, locations, contracts, and management accountability.
Address food, alcohol, employment, safety, tax, insurance, lease, lender, data, and reporting obligations that cannot be ignored during distress.
Create short-interval dashboards, decision rights, stakeholder communications, scenario comparisons, and a disciplined turnaround command rhythm.
Coordinate restructuring, refinancing, sale, closure, interim leadership, and recovery work with qualified legal, tax, lending, and insolvency advisers.
Details that protect the work
What clients cannot afford to discover too late.
Requirements vary by jurisdiction and operating model. We identify the dependencies early, assign ownership, maintain the evidence, and coordinate licensed specialists wherever professional authority is required.
Track filing, payment, lender, covenant, insurance, license, audit, retention, ownership, and related-party obligations with qualified advisers.
Preserve reliable books, close discipline, balance-sheet support, forecasts, documented assumptions, and management sign-off.
Escalate suspected fraud, insolvency, securities, lending, tax, legal, or expert-opinion matters to appropriately licensed professionals.
When to bring us in
Before a decision.
During a transition.
When performance slips.
Build or launch
Get the structure, economics, people, systems, and controls right before opening or expansion.
Fix or stabilize
Step into an urgent gap, stop leakage, restore accountability, and protect the business.
Improve or grow
Strengthen the operating platform before scaling, transacting, refinancing, or adding leadership.
Flexible engagement
Focused project
A defined issue, deliverable, timeline, and implementation plan.
Fractional leadership
Hands-on senior ownership without adding a permanent full-time executive.
Ongoing advisory
Regular operating review, decision support, accountability, and governance.
Cole provides hospitality operating, transaction-preparation, and coordination support. Legal, real-estate brokerage, lending, securities, tax, and other regulated services are performed by appropriately licensed professionals where required.
Step in where it matters